Banking

EMV CPA, the first payment application common to Visa, Mastercard and JCB, aims to facilitate and reduce the cost of:

  • EMV migration for issuers
  • card issuance and maintenance for multi-brand EMV card issuers

EMV CPA also offers enhanced card risk management controls to issuers :

  • specific risk management profiles depending on the type of transaction (domestic, international, ATM…)
  • post-issuance update of card risk management data

Banking is a market in which EDSI built up a successful track record through the development of payment applications but also e-purses and SAMs (Security Access Modules).

To make its experience and its know-how available to EMV smartcard issuers, EDSI is building up a payment software range, EDEN CPA, based on the latest EMV CPA specification by EMVCo.

Designed to meet the needs of any issuer, EDEN CPA stands for a full implementation of the specification by EMVCo : all the options specified are supported from which the issuers are free to select.

EDEN CPA offers :

  • Flexibility :
    • new functionalities, other applications (loyalty for instance) may be added
    • the application may be ported onto other IC platforms on request
  • Optimized memory resources and high performance:
    • the use of native language and EDSI teams efficient code programming reduce memory resources requirements and assure high performance with 8bit ICs.
  • A high security standard:
    • EDSI makes available to its clients its unique expertise in smartcard software security.
  • A standard personalization:
    • EDEN CPA supports EMV CPS (Card Personalization Specification) to reduce personalization costs and facilitate the rolling out of the cards by the issuers

To find out more about our EDEN CPA product range, please feel free to write at : cedric.hazard@edsi-smartcards.com